Online Risk Report

ONLINE RISK REPORT DESCRIPTION

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axesor Online Risk Report allows you to obtain all business and commercial data of the analyzed entity activities at once easily. This variety of information will provide you with consistent support for your decision making process. This information includes: Commercial Risk-related Information, Business Information, Commercial Credit Scoring, Judicial Claims referring to your commercial activity, Main Financial Magnitudes, Positions Held in Business Companies, Relations with Other Self-employed Persons, Trademarks, Grants Awarded and Public Tender Awards.

PRODUCT CONTENT

Executive Summary:

The main identifying data of the entity consulted are collected:

Commercial Data:

In this section of the report, the following information is described in detail:

Commercial Scoring axesor

Valuation of the degree of commercial credit quality expressed in terms of a scale from 0 to 10 ordered ascending (from lowest to highest quality).

The meaning of the different levels of commercial credit rating granted by axesor are as follows.

Commercial Scoring Comment
10/10 Maximum credit quality. Excellent Company capacity to meet its payment obligations derived from their commercial activity. It is reliable as regards timely payment of future financial business obligations.
9/10 It has a high capacity level to meet its credit obligations derived from their commercial activity, even in the event of any potential changes in the financial environment.
8/10 Strong capacity to meet its credit obligations derived from their commercial activity. However, this scoring may deteriorate in the event of moderately adverse changes in the financial environment.
7/10 More than adequate capacity to meet its financial obligations derived from their commercial activity. However, this capacity has a higher probability to deteriorate in the mid-long term than in higher categories.
6/10 Adequate capacity to meet its financial obligations derived from their commercial activity.
5/10 Although its capacity to meet payment obligations derived from their commercial activity shows no difficulties at present, it may not last for long.
4/10 Low capacity to meet its financial obligations derived from their commercial activity. It depends on a favorable financial environment.
3/10 Poor credit scoring. Its capacity to repay its financial obligations derived from their commercial activity is uncertain. High probability of commercial failure to meet some of its obligations. High sensitivity to financial environment changes.
2/10 Very poor commercial credit scoring. High risk of stopping or interrupting payments derived from their commercial activity.
1/10 Very close to commercial insolvency. High risk of payment failure derived from their commercial activity.
0/10 (default) Under commercial default status We recommend avoidance of executing credit operations with this company due to the high risk and uncertainty entailed in the operation.
0/10 (inactivity) Null commercial scoring We recommend credit commercial operations are not conducted with this entity due to the high degree of uncertainty entailed in the operation.
NC Not qualifiable.

The axesor commercial Scoring assignment has been carried out following the best practices of the market based on different methodologies. The conclusions that are offered have been determined based on multiple variables of different nature (commercial, financial, payment behavior, relational, etc.) updated daily and in real time referring only to the business or professional activity of entity, and must be used exclusively in the framework of the business to which it represents or provides its services.

Estimated Commercial Default Probability:

This section contains a predictive indicator that reflects the possibility of the analyzed entity does not address the commercial debt at maturity in the next 12 months along with a comparative sectorial risk.

It shows values in a range from 0 to 100. Its interpretation is congruent with commercial Scoring: from a probability of commercial default 0%, which is understood as null possibilities of non-payment, up to a probability of commercial default of 100%, which reflects that the self-employed person has been bankrupt or defaulting in his business activity.

Commercial Credit Opinion:

Section that offers a recommendation to decide whether to contract or maintain credit operations in the commercial field with the entity consulted. This section will allow you to know both the credit quality of the entity consulted to meet the payment obligations, as well as the timely payment of their financial obligations in the future referred to the business.

This maximum number is the one considered by axesor to achieve an optimal result within the binomial volume of business-level of commercial risk.

NOTE: The number provided is indicative and should be considered as another element to take into account in the adoption of business decisions.

Legal and Administrative Claims. Summary and Detail:

It provides all the information published in the Official Bulletins of National, Autonomic and Provincial on Incidences of Defaults with the different Public Administrations on behalf of the Self-employed.

You will have access to the information through a summary of the total number of incidents, grouped in the different types mentioned, together with a complete breakdown of each of the incidences published in the last 5 years, with the possibility of accessing the original image from the official source where they appear published. This access can be used to provide documentation in a judicial process.

If you want to know more about the types of judicial incidents, click here

Grants and Aids:

Section that includes all the subsidies published in the name of the entity consulted in the Official Bulletins, indicating the last state in which the file is found, whether the application, grant, denial or renewal with details of amount, body, grantor, and the concept and project by which it is granted.

Aids and Grants published with matching name:

This section aims to provide supplementary information on subsidy and aid files that have been published with the same name as the consulted entity, but which are not feasible to identify it in a univocal way. Its content also details the status of the file, as well as the complete file with all the data published in the various Newspapers and Official Gazettes of the country.

Note: The grants may be unrelated to the selected entity in this piece of information, which is limited to reproduce the official publication contents.

Coincidence with company social bodies

It will show a complete list of proper names that coincide with the entity consulted with the type of position held by the Management Bodies of any commercial company, with the possibility of accessing all the information of those companies. It details the type of position held by the Company, the date of appointment and / or termination, as well as the rest of the links that the Company has, with the possibility of accessing all the information products of the Company.

Note: The companies and the selected entity name shown in this piece of information may be unrelated due to the lack of publication of identification data, numbers or codes that would help to identify the entity accurately. Therefore, inexact matches with the search criteria may occur.

Financial Indicators:

This is the only and exclusive information tool available in the market that offers the main Financial Magnitudes and Investments, as estimations, of the main business activity of the analyzed entity. Various information sources from the INE (Spanish National Statistics Institute) and DIRCE (Spanish Central Directory of Companies), as well as compilation of other statistical data, have been used for this estimation.

Financial Magnitudes Investigated:

Main financial magnitudes and investments from investigations corresponding to the entity consulted regarding its business activity.

Matching Public Tender Awards:

From this section you will see the list of candidates whose name and province coincide with the entity object of your selection, which have been resolved as awardees for the realization of services, works or supplies for any Public Administration through a public tender. As in previous sections, you will have access to a complete summary of the information of the news, as well as the original image of the corresponding official Bulletin.

The identification is made by coincidence of the name that you have selected, not identifying in an univocal way the employer object of your query, being limited to reproduce the content of the official publication.

Other Researched Data:

It offers researched information referred only to the commercial activity of the self-employed in terms of list of suppliers, list of delegations and products that the business has.

Trademark Lists:

Section that indicates the number of divisions of the economic activity that have demanded commercial or business information of the entity in recent years

Matching Trademark Holders:

National and community trademarks registered to the name of the analyzed entity.

Sectors of Interest that Have consulted the Company

Section that indicates the number of divisions of the economic activity that have demanded commercial or business information of the entity in recent years.

Consulted Sources

Description of the different official and private sources used for the development of the report.

The identification is made by coincidence of the name that you have selected, not identifying in an univocal way the employer object of your query, being limited to reproduce the content of the official publication.

NOTE: The existence of each section and its content will depend on the availability of the information published

NOTE: Some information may appear in Spanish due to the fact that it was taken from an investigation

SOURCES AND UPDATE

The content of the "Self-employed Information" products comes from official sources (official bulletins and other sources of public access in accordance with Regulation (EU) 679/2016 on the protection of individuals and commercial research of the Individual Entrepreneur. Update frequency is daily.

PATH

Business Information/National Companies/Company Search/ Online Risk Report

LEGAL NOTE

The assessment axesor makes of professionals through its online risk reports, concerns information on entrepreneurs, most of them not registered under any specific legal form. Therefore, the term "Sole trader" does not correspond in the same sense to what the legislation determines about those professionals registered in RETA (sole traders special regimen).