Identifying data

Scoring
3/10
Scoring-3
High Risk

Social Denomination: CONSULTED ENTITY

NIF:
00000000A
Juridical Form:
SELF-EMPLOYED INDIVIDUAL
Status:
ACTIVE
Start of activity:

Location: CALLE GRAHAM BELL S/N , 18100  ARMILLA  (GRANADA)  See in map

Tel: 910000000 / Fax: 910000000 / Email: info@example.com / Web: www.example.com

Probability of default: 12,160% High Risk

Scoring: 3/10 Scoring-3  Neutral Evolution

Credit opinion: The capacity to repay its financial obligations is not appropiate, its probability of failure to meet some of its obligations is high. It presents sensitivity to financial environment changes.

Maximum Solvency Capacity:
Favourable until 2.500 ¤

Commercial and professional data

This section of the report describes in detail the main activities conducted by the entity consulted with a description of the National Classification of Economic Activities (NACE) and the Standard Industrial Classification (SIC), as well as the number of employees the sole trader consulted has, indicating the inter-annual variations that may exist in each case.

Activity

NACE (National Classification of Economic Activities): 4638 - WHOLESALE OF OTHER FOOD, INCLUDING FISH, CRUSTACEANS AND MOLLUSCS

SIC (Standard Industrial Classification): 5146 - FISH AND SEAFOODS

Other details on activity

Comments on activity: Comments/Description about the activity.

Highest ranking executive: NAME SURNAME1 SURNAME2

Highest ranking position: REPRESENTANTE LEGAL

Size of business: Small

Franchise business: No

Scope

National scope: 100%

Years Trading

CONSULTED ENTITY has carried out their activities for at least 5 years.

Number of Employees

Financial year Employees
1
1
6
6
6

A decrease in the strength of the workforce has been detected in the recent financial years of reference.

Scoring axesor

Section showing the range of credit quality for the entity consulted, expressed on a scale of 0 to 10, together with the details of the criteria and variables used as a basis for the Scoring assigned by axesor. In addition, it details the last 4 Scoring revisions for the individual, as well as a description of the events which spurred the analysis.

Scoring axesor: 3/10 Scoring-3  Neutral Evolution

Basis for Scoring

Adverse Factors

  • Aspecto NegativoIrregular payment performance has been detected based on information obtained from credit bureaus.
  • Aspecto NegativoIt belongs to a sector in contraction showing negative Gross Added Value rates in the sector.

Scoring Evolution

Scoring Evolution Date Event
3/10 Scoring-3   Neutral 01/01/ Scoring revision by one of axesor's expert analysts.
3/10 Scoring-3   Neutral 01/01/ Business investigation carried out by axesor.
3/10 Scoring-3   Neutral 01/01/ Revision of the scoring due to publication of relevant information.
3/10 Scoring-3   Neutral 01/01/ Adjustments to the rating model to improve its forecasting accuracy.

Estimated probability of default

Section showing the probability that the entity consulted will not be able to meet the business obligations it takes on over the next 12 months, as well as a comparison with the average probability within the sector. The Estimated Probability of Default should be interpreted as the number of freelancers (with similar profiles to that of the entity consulted) whose loans have turned non-performing or delinquent on the total.

Estimated Probability of Default (next 12 months)

12,160% High Risk  ?

Sector-based comparison

NACE: 4721 - Wholesale of food, beverages and tobacco

Relative Position with respect to the sector: Credit quality is less than freelancers of his sector Negative Evolution
Number of freelancers compared: 10.894

Evolution of the freelancer: Neutral 

Probability of the freelancer
12,160%
Sectoral average
10,386%
MinimalModerateHighMaximum

Most relevant data

The business's comparative analysis with the rest of the business that comprise the sector, shows the business holds a worse position in regard to the probability of non-compliance.

The 77.00% of the companies of the sector CONSULTED ENTITY belongs to show a lower probability of non-compliance.

Credit opinion

Section providing a recommendation for deciding whether to contract or maintain credit operations with the entity consulted. This section will allow you to determine both the credit quality the entity consulted has to meet payment obligations, and the timely payment of financial obligations in the future.

Maximum Solvency Capacity

Favourable until 2.500 ¤ (Guideline value of outstanding commercial balance to be awarded or maintained, recommended by axesor.)

Judicial and administrative incidence

Section reporting all the Claims Notifications, Decisions, and Judgements that have been published in the name of the Freelancer in the various national newspapers and Official Gazettes of the country for defaults, failure to produce documents, or legal disputes that the company has had in the last six years.

Synthesis

Chronological summary

Proceedings and Stages Number
 
PROCEDURES OF CONTEST, BANKRUPTCY AND BANKRUPTCY PROTECTION  ? Unpublished
INCIDENCES WITH THE PUBLIC ADMINISTRATIONS  ?
Notices of outstanding debts and enforcement 3
Imagen fondo
Imagen fondo
Imagen fondo
Imagen fondo
Imagen fondo
Imagen fondo
Imagen fondo
PROCEDURES BEFORE COURTS OF CIVIL MATTERS  ? Unpublished
PROCEEDINGS BEFORE THE INDUSTRIAL TRIBUNAL  ? Unpublished

The information contained in this section is obtained from sources which do not always report the rectification thereof. Therefore, axesor cannot guarantee that the information is up to date at the moment of the enquiry. However, the holder of the entity consulted may update such information at any time by sending an email to buzoncliente@axesor.es providing adequate supporting documentation. axesor reserves the right to assess and compare the information received, as well as the effective settlement in its databases.

Incidences with the Social Security

BY THE SOCIAL SECURITY OF GRANADA - Date 01/01/

Published Stage: SOCIAL SECURITY. NOTIFICATION

Record Number: 000000000000000

Amount of the incidence: 308,06 ¤

Requested by: SEGURIDAD SOCIAL

Published domicile: DOMICILIO 1

Publication: TABLON DE EDICTOS Y ANUNCIOS DE LA SEGURIDAD SOCIAL nº0, PAGE 0 Buy Bulletins

BY THE SOCIAL SECURITY OF GRANADA - Date 20/06/

Published Stage: SOCIAL SECURITY. NOTIFICATION

Amount of the incidence: 305,10 ¤

Requested by: SEGURIDAD SOCIAL

Published domicile: DOMICILIO 1

Publication: TABLON DE EDICTOS Y ANUNCIOS DE LA SEGURIDAD SOCIAL nº0, PAGE 0 Buy Bulletins

BY THE SOCIAL SECURITY OF GRANADA - Date 23/05/

Published Stage: SOCIAL SECURITY. NOTIFICATION

Record Number: 000000000000000

Amount of the incidence: 215,20 ¤

Requested by: SEGURIDAD SOCIAL

Published domicile: DOMICILIO 1

Publication: TABLON DE EDICTOS Y ANUNCIOS DE LA SEGURIDAD SOCIAL nº0, PAGE 0 Buy Bulletins

Subsidies and Aid Granted

Section comprising all the grants published in Official Gazettes in the name of the entity, indicating the last statement published in which the file is located, whether it is the request, license, amendment, refusal, or withdrawal. The details of the amount, the granter, and the concept and the project for which it was awarded shall be indicated.

Year 

Organisation: MINISTERIO DE INDUSTRIA, ENERGÍA Y TURISMO

Publication date: 01/02/

Concept: RESOLUCIÓN DE 18 DE ENERO DE , DE LA SECRETARIA DE ESTADO DE TELECOMUNICACIONES Y PARA LA COMPAÑIA DE LA INFORMACIÓN, POR LA QUE SE PUBLICAN LAS AYUDAS CONCEDIDAS CON CARGO AL SUBPROGRAMA COMPETITIVIDAD I+D PERTENECIENTE A LA CONVOCATORIA DE LA ACCION ESTRATEGICA DE TELECOMUNICACIONES Y SOCIEDAD DE LA INFORMACION

Project: PROJECT 1

Amount awarded: 1.928.463,10 ¤

Source: Official Gazettes and Public Newspapers Buy Bulletins

Grants and aids published with matching names

It provides additional information about grants and aid files that have been published with the same name as that of the entity consulted, but which are not feasible for unambiguously identifying the same. Its content will likewise outline the status of the file, as well as the complete record with all published data in different Newspapers and Official Gazettes of the country.
Matching name Publication date Subsidies
NAME SURNAME1 SURNAME2 09/02/ See Grants details

This information does not unambiguously identify the grants with the selected entity and it simply reproduces the content of the official publication.

Matches with social bodies of companies

Displays a complete list of proper names matching the entity consulted with the type of position held or previously held in the Administrative Bodies of any trading Company, with the option to access all the information about these Companies.
Name and Surname Published versions Companies Corporate Body
NAME SURNAME1 SURNAME2 2 [+]

Published versions

Social Body's Name: SOCIAL 1

SOCIAL BODY 1

1 SOCIAL BODY

2 Buy

This information does not only list companies with the selected name, but offers the option of matches that do not exactly correspond to the search criteria.

Estimated financial magnitudes

Main financial figures and estimated investments corresponding to a standard business with the same activity, location, and size.
Estimated Financial Size
Currency (Euros)
Variation Rate
(Base )
Variation Rate
(Base )
Variation Rate
(Base )
Business volume 575.379 11 % 577.633 0 % 580.072 0 %
Purchases of goods and services (resale) 1.025 -90 % 1.713 67 % 1.969 15 %
Fixed assets production 16.968 29 % 11.462 -32 % 10.510 -8 %
Other management deposits 25.733 38 % 30.970 20 % 35.257 14 %
= PRODUCTION VALUE 585.429 21 % 472.510 -19 % 461.028 -2 %
Operating expenditure (different from the resale expenditure) 390.691 14 % 383.163 -2 % 357.851 -7 %
= GROSS VALUE ADDED AT MARKET PRICE 108.725 9 % 108.625 0 % 105.941 -2 %
= GROSSVALUE ADDED TO FACTORS COST 119.790 10 % 118.037 -1 % 114.610 -3 %
Staff cost 31.548 31 % 34.350 9 % 36.648 7 %
= GROSS OPERATING SURPLUS 86.908 3 % 72.220 -17 % 68.682 -5 %

Matches with allocations of public contests

From this section, you will see the list of candidates whose name and province match that of the sole trader you selected, and who have been appointed as Contractors for the realization of services, works, or provisions for any Public Service through a public tender. As in previous sections, you will access a full summary of the news data and the original image of the relevant Official Gazette.

As at no Allocation of Contest and Public Auctions whose beneficiary matches the specified name has been published.
If there had been evidence of the awardee condition, there would be obligation of accrediting enough economic, financial and technical solvency, according to the requirements stated in the Public Administrations Contract Act, which enabled the subject to achieve the goal of the allocated bidding.

Other data queried

This section provides researched information concerning a list of banks, a list of delegations, etc.

List of Banks

Bank name Sucursal Address Telephone
Caja Rural Granada of. Avenida de Dílar 958000000 ADDRESS 1

Banker's references: Correct

List of Partners

Partner Telephone Fax Percentage
PARTNER1 958000000 958000000 100%

List of trademarks

In this section, all the Brands used by the entity, both national and European, will be listed, together with the description of the activity for which they are to be used, access to the details of the records, and an original image of the publication in the Official Gazette of Industrial Property (BOPI), with a very useful indicator of the last status of the administrative process of the brand, from the application, concession or denial, etc.

No trademarks were detected.

Matches with brand owners

National and Community trademarks that have been published with the same name as that of the entity consulted, but that are not feasible for unambiguously identifying the same.
Name and surname Province Locality
SURNAME1 SURNAME2, NAME GRANADA GRANADA

The names of trademark holders of this section may not unambiguously list the entity being consulted, therefore, it is possible that it does not exactly correspond the same.

Sectors of interest that have consulted this entity

Section indicating the number of divisions of the economic activity that have requested information about the company in recent financial years.
Sector  (2)  (8)  (5)
MARKETING/PUBLICITY AND PUBLIC RELATIONS 0 1 3
INSURANCE AND FINANCIAL SERVICES 0 3 1
ENERGY 2 4 1

Consulted sources

Chamber of Commerce, Industry and Navigation - Provincial and Independent Official Reports, Spanish Official Gazette and DOCE - Registry Official Report (BORME) Industrial Proiperty Official Report - Telephone Directory, Annual Sector Report and other publications - Public Bodies - Business Investigation